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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple style='word-wrap:break-word'><div class=WordSection1><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><span style='font-size:13.0pt'>I somewhat agree with Derek…..isn’t not “if but when”?<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:13.0pt'>Just my two cents.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:13.0pt'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:13.0pt'>And how often do break ins occur even when there IS two factor authentication?</span><o:p></o:p></p></div></div><p class=MsoNormal><o:p> </o:p></p><div><div><p class=MsoNormal>You make a great point. But most web sites also have a two factor authentication so passwords alone do not matter <o:p></o:p></p></div><div><p class=MsoNormal>Smita Desai <o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><div><p class=MsoNormal>Perhaps I am old fashioned but I am amazed at the trust you all feel for the safety of your online password managers. Data breaches are a common thing these days, regrettably. <o:p></o:p></p><div><p class=MsoNormal>I have considered moving to one of these password managers several times over the years but always go back to a sheet of paper with my passwords coded by myself.<o:p></o:p></p></div><div><p class=MsoNormal>Just my thoughts,<o:p></o:p></p></div><div><p class=MsoNormal style='margin-bottom:12.0pt'>Derek Gardiner.<o:p></o:p></p></div></div></blockquote></div></div></div></body></html>