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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple style='word-wrap:break-word'><div class=WordSection1><p class=MsoNormal><span style='font-size:13.0pt'>Smita: in English? (sorry; newbie-ish; not understanding a lot of what you said) Are you saying that there are more and more break ins even when there IS 2FA? Thanks; denise<o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:13.0pt'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>I beg to differ, Derek.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Far more than you would think if you subscribe to CISA vulnerabilities emails….. We only hear about the large companies, but not much about the secondary ones ….latest one was Xfinity, that if I remember correctly had to do with MoveIt – a file transfer software made by Progress Software used by many large enterprises including financial service companies. …..Same for Solar Winds…. Another example is Okta – a company that makes two factor authentication. ….<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Smita Desai<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><span style='font-size:13.0pt'>I somewhat agree with Derek…..isn’t it not “if but when”?<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:13.0pt'>Just my two cents.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:13.0pt'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:13.0pt'>And how often do break ins occur even when there IS two factor authentication?</span><o:p></o:p></p></div></div><p class=MsoNormal><o:p> </o:p></p><div><div><p class=MsoNormal>You make a great point. But most web sites also have a two factor authentication so passwords alone do not matter <o:p></o:p></p></div><div><p class=MsoNormal>Smita Desai <o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><div><div><p class=MsoNormal>Perhaps I am old fashioned but I am amazed at the trust you all feel for the safety of your online password managers. Data breaches are a common thing these days, regrettably. I have considered moving to one of these password managers several times over the years but always go back to a sheet of paper with my passwords coded by myself.<o:p></o:p></p></div><div><p class=MsoNormal>Just my thoughts,<o:p></o:p></p></div><div><p class=MsoNormal style='margin-bottom:12.0pt'>Derek Gardiner.<o:p></o:p></p></div></div></blockquote></div></div></div></body></html>