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    <p><font size="5">Agreed!!</font></p>
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    <p><font size="5">Only use your debit card at your bank/ATM.</font></p>
    <p><br>
    </p>
    <div class="moz-cite-prefix">On 11/21/2024 8:05 AM, Joel Shwimer via
      LCTG wrote:<br>
    </div>
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      <p>Another clear take-away is do NOT use a DEBIT card.  This was
        the advice provided in a lecture I attended years ago by Frank
        Abagnale Jr. who was the subject of the movie "Catch me if you
        can" and is now a consultant to the FBI on security matters.</p>
      <p>Joel<br>
      </p>
      <div class="moz-cite-prefix">On 11/21/2024 6:23 AM, Drew King
        (dking65--- via LCTG wrote:<br>
      </div>
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cite="mid:82930A18-6515-4859-89F0-99EFDED996D1@kingconsulting.us">
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        <div dir="auto">Very good advice.<br>
          <br>
          If you get declined at a point of sale the first thing you
          should do is call the phone number on the back of your card
          and inquire with the bank. Let them know that you went to the
          supermarket and the transaction was declined and you paid cash
          so that you have it on record possibly even recorded.<br>
          <br>
          Several years ago I was starting a new job and made some
          purchases that were not typical in preparation for my new job
          and my bank eventually questioned the transactions because
          they saw a lot more activity than normal.<br>
          It was all regular shopping to buy things I needed and also go
          on vacation and so I was spending money on airfare and food
          and clothing and entertainment  I wouldn't normally do.<br>
          <br>
          <br>
        </div>
        <br>
        <br>
        <div class="gmail_quote">
          <div dir="auto">On November 21, 2024 6:05:41 AM EST, Robert
            Primak via LCTG <a class="moz-txt-link-rfc2396E"
              href="mailto:lctg@lists.toku.us" moz-do-not-send="true"><lctg@lists.toku.us></a>
            wrote:</div>
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style="margin: 0pt 0pt 0pt 0.8ex; border-left: 1px solid rgb(204, 204, 204); padding-left: 1ex;">
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                <div>
                  <div>My ATM/Debit MasterCard was involved in a
                    fraudulent charge attempt. The Bank froze the Debit
                    Card immediately when the suspicious activity
                    happened. Hours later, not having checked my phone
                    messages, I tried to make a food purchase at an
                    automatic self-checkout POS terminal using the same
                    card. Here's what happened.</div>
                  <div><br>
                  </div>
                  <div>The Star Market POS system at Self-Checkoout and
                    the Registers declined my Card, as they should have.
                    (I eventually ended up paying cash for the
                    purchase.) But the Star Market charges still showed
                    up in the Bank Ledger as valid, even though my Card
                    was frozen at the time the Card was declined by the
                    Star Market POS System. This should have been
                    programmatically impossible!</div>
                  <div><br>
                  </div>
                  <div>Take-home lesson: If you ever experience a freeze
                    on a credit or debit card due to suspected fraud, DO
                    NOT rely on store POS systems which appear to have
                    "declined" the card not to reinstate the charges. As
                    soon as you learn of the issue, go to your bank or
                    use their online banking app or web site, and CHECK
                    THE RUNNING (Ledger) BALANCE! If anything suspicious
                    is processing or has been recorded as processed,
                    NOTIFY YOUR BANK ASAP. </div>
                  <div><br>
                  </div>
                  <div>I appear to have been successful at getting the
                    Star Market system error(s) removed from my bank
                    account charges. But this is not always guaranteed. </div>
                  <div><br>
                  </div>
                  <div>-- Bob Primak</div>
                </div>
                <br>
              </div>
              <div dir="ltr" data-setdir="false"><br>
              </div>
            </div>
          </blockquote>
        </div>
        <div dir="auto">
          <div class="k9mail-signature">-- <br>
            Sent from my Android device with K-9 Mail.</div>
        </div>
        <br>
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        <pre class="moz-quote-pre" wrap="">===============================================
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</pre>
      </blockquote>
      <pre class="moz-signature" cols="72">-- 
Joel Shwimer
<a class="moz-txt-link-abbreviated moz-txt-link-freetext"
      href="mailto:shwimer@tiac.net" moz-do-not-send="true">shwimer@tiac.net</a>
(781) 275-1886</pre>
      <br>
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      <pre class="moz-quote-pre" wrap="">===============================================
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</pre>
    </blockquote>
    <div class="moz-signature">-- <br>
      Drew King
      <br>
      <br>
      <br>
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